Personal Finance Archives - Wealth & Finance International https://wealthandfinance.digital/category/personal-finance/ Wed, 09 Jul 2025 10:23:04 +0000 en-GB hourly 1 https://wordpress.org/?v=6.8.2 https://wealthandfinance.digital/wp-content/uploads/2018/07/cropped-favicon-2-32x32.jpg Personal Finance Archives - Wealth & Finance International https://wealthandfinance.digital/category/personal-finance/ 32 32 Private Banking Without the Banker: The Fintech Taking Wealth Tools Into Its Own Hands https://wealthandfinance.digital/private-banking-without-the-banker-the-fintech-taking-wealth-tools-into-its-own-hands/ Wed, 09 Jul 2025 10:23:03 +0000 https://wealthandfinance.digital/?p=70674 For a growing number of UK professionals, personal finance has become a frustrating middle ground. They’re earning well and have built up six-figure savings - but they’re still treated like entry-level investors.

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]]> Online Personal Data Enabled 72% of Elder Fraud Cases in 2024 https://wealthandfinance.digital/online-personal-data-enabled-72-of-elder-fraud-cases-in-2024/ Mon, 30 Jun 2025 11:58:20 +0000 https://wealthandfinance.digital/?p=70654 Incogni, a leading personal data removal service and data privacy company, released a new report that analyzes internet-based crimes targeting Americans aged 60 and older.

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]]> Aviva Study Reveals Critical Knowledge Gap About UK Pensions https://wealthandfinance.digital/aviva-study-reveals-critical-knowledge-gap-about-uk-pensions/ Thu, 26 Jun 2025 14:48:15 +0000 https://wealthandfinance.digital/?p=70647 New research from Aviva reveals a concerning gap between perceived and actual knowledge around pensions in the UK, reinforcing the need for greater financial literacy and support.

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]]> Retirement Unlocked: Essential Insights for Every Age https://wealthandfinance.digital/retirement-unlocked-essential-insights-for-every-age/ Tue, 17 Jun 2025 08:51:18 +0000 https://wealthandfinance.digital/?p=70633 People nearing state retirement age are reportedly saving less than any other age group in the UK, according to research conducted by investment, protection, retirement and in-house advice specialist, LV=.

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]]> New Data Reveals An Estimated £47 Million Saved by UK EV Drivers Renewing Road Tax Before April Deadline https://wealthandfinance.digital/new-data-reveals-an-estimated-47-million-saved-by-uk-ev-drivers-renewing-road-tax-before-april-deadline/ Thu, 29 May 2025 16:20:51 +0000 https://wealthandfinance.digital/?p=70570 According to new research from cinch, the UK’s biggest online used car retailer, electric vehicle (EV) owners in the UK saved a potential £47,696,610 by renewing their Vehicle Excise Duty (VED) before the government's new road tax regulations came into effect on 1 April 2025.

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]]> How to Budget for Travel in 2025: 7 Expert Tips https://wealthandfinance.digital/how-to-budget-for-travel-in-2025-7-expert-tips/ Tue, 22 Apr 2025 16:13:05 +0000 https://wealthandfinance.digital/?p=70433 If you’re experiencing wanderlust, hopping on a plane or train to your favorite or new destinations is the best cure. Finances can get in the way of your dream vacation, so smart planning is critical. How can you get the most from your budget? Here are seven expert tips to follow before heading to your next location.

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]]> What Are the Tax Implications of Withdrawing From Your Retirement Fund? https://wealthandfinance.digital/what-are-the-tax-implications-of-withdrawing-from-your-retirement-fund/ Tue, 15 Apr 2025 12:56:21 +0000 https://wealthandfinance.digital/?p=70414 Withdrawing funds from a retirement account can trigger a range of tax implications depending on the type of account and the timing of withdrawal.

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]]> Three-Quarters of UK Workers Expect Responsible Pensions From Their Employer https://wealthandfinance.digital/three-quarters-of-uk-workers-expect-responsible-pensions-from-their-employer/ Thu, 27 Mar 2025 11:47:29 +0000 https://wealthandfinance.digital/?p=70353 Nearly three-quarters (72%) of UK employees say it is important that their employer offers a responsibly invested pension, new research from Scottish Widows reveals.

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]]> Gen Z Prioritises Financial Planning and Saving Amidst Growing Economic Challenges https://wealthandfinance.digital/gen-z-prioritises-financial-planning-and-saving-amidst-growing-economic-challenges/ Tue, 11 Mar 2025 16:00:09 +0000 https://wealthandfinance.digital/?p=70324 Gen Z is emerging as a generation of financial planners, balancing economic independence and wealth building, according to new research.

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]]> Less Than Half of UK Adults Aware of Pension Tax-Free Cash Limits https://wealthandfinance.digital/less-than-half-of-uk-adults-aware-of-pension-tax-free-cash-limits/ Tue, 04 Mar 2025 16:01:36 +0000 https://wealthandfinance.digital/?p=70312 According to data from investment, life insurance and retirement specialist LV=, only 46% of non-retired UK adults with a pension say they understand the financial implications of how much tax-free cash they can take from pension savings.

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